Let's keep in mind that there are two hazards when we work with electricity : electric shock and arc flash. AC and PV have someone different characteristics for both, so that's four slightly different hazards. I'm gonna talk about PV, not DC in general, because they aren't always the same either and the question is about PV.
The arc flash from a single PV source circuit is as serious as the other three in my opinion (although the same does
NOT apply to combined output circuits which could be hundreds of KW!). It could certainly burn you badly and damage equipment, but by itself it's not explosive and won't alight anything more than couple inches away. If you've ever used a stick welder it's similar; another danger is that if you stare at it, it can blind you. I've heard of solar installers lighting their cigarettes with the two bare ends of wires connected to panels, but I think that only an idiot would do that (i.e. smoke cigarettes :lol
. With that said, it's still the sort of thing that could lead to your death if it surprises you and causes you to fall off a roof.
The arc flash from AC is a lot more explosive and can throw molten metal in your eyes from several feet away even if the available fault current is low and a breaker trips quickly. At higher voltages and fault currents AC arc flash can easily cause enough of an explosion to kill you.
As far as electric shock, any of it can kill you if you get unlucky. The higher voltage of PV scares me a little bit more than 240V AC, but I treat them the same.