I am currently working on a multi family condominium complex with 118 units. These units range in size from 728 sq feet up to 1418 sq feet. I have done a load calculation for each individual unit based on NEC Article 220. My calculated load per the code for the 728 sq ft condo is 144 amps. By my understanding a service of 150 amps is sufficient. I am working with an engineer who feels that we need to multiply the 144 amp load by 125% to equal 180 amps or a 200 amp service. He is basing this on 230.42 (A) (1). My understanding is that this would be only for continuous loads and that none of the residential loads qualify as continuous loads.