Anytime I have to think about derating I just run more conduit or mc.
So far ( for me ) derating has never been worth the hassle of running larger wire than planned or larger pipe.
it has been my experience just to run multiple conduits or mc. Derating so you can only run one larger pipe never seems worth it once you actually figure the wire size you have to use to carry the load. Then of course you need to use larger conduit because the wire is larger.....Oh now you can fit more in, the derate percentage just went up...I'm not pulling #6 for a 20A circuit.
I needed to run 30 120v 20A circuits to a gutter. I ended up using 12/2 mc for simplicities sake. No derating, no conduit fill, no identifying circuits in the pipe.