Business Insurance?

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J-R

Member
Location
New Jersey
What insurance companies can anyone recommend for business insurance in N.J. ? Who have you guys used that can provide coverage for the needs of a contractor?
thanks
 

infinity

Moderator
Staff member
Location
New Jersey
Occupation
Journeyman Electrician
It's been many years but back in the day we used this agent, they're very popular for EC's in NJ.

 

Bob_Sacamano

Member
Location
Traverse City, MI
Occupation
electrician
Next Insurance seems unusually cheap so I don't know how a claim will go, but they're $37.50 /mth for electrical only, No Fire Alarm. $64 /mth for electrical with general contracting. I use this to cover me when I do smart thermostat installs and when I have to hire a carpenter to drywall behind me.
 

Bob_Sacamano

Member
Location
Traverse City, MI
Occupation
electrician
Yes. Next Insurance is actually an Artificial Intelligence-based Tech startup that uses an algorithm to figure out your probability of a claim. Keep in mind, I'm a solo operation. Still worth checking out though.
 

petersonra

Senior Member
Location
Northern illinois
Occupation
engineer
I keep getting ads from Geico saying they can save me $400 a year on my car insurance. I have full coverage on a new car that is only like 800 bucks a year. I don't see how they could save me $400 a year.

$300k liability
Comp
Collision
Medical payments
 

McLintock

Senior Member
Location
USA
Occupation
Electrician
I keep getting ads from Geico saying they can save me $400 a year on my car insurance. I have full coverage on a new car that is only like 800 bucks a year. I don't see how they could save me $400 a year.

$300k liability
Comp
Collision
Medical payments

I do not even pay $400 for two cars, so if they can save me $400 I’m all in!


“ shoot low boys their riding shetland ponies”
 
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