Two. I can't see exposing even -ordinary- switches to the elements! At my house back in NJ I had a new main feed installed-- outside meter and disconnect, feeding the switch panel indoors.
That's two opinions.
What's the population of NJ. Is it near the total population of Arizona, New Mexico, Utah, California, and Colorado, just to name a few? Because they all have outdoor disconnects and lots of outdoor panels and if there was a problem I'm sure it would have shown itself.
And what about NJ. Are you going to tell me that switches don't stand a chance of survival out there unless they are in some sort of enclosed environment? What, the electrical equipment that is outside has an assigned nanny that puts a blanket on it in the winter and stands by with an umbrella during rainstorms? Give me a break.
What am I supposed to tell my farmer customers with 480V irrigation pivots and pump panels in their hay fields? Umm I think you better move this operation indoors, your electrical irrigation equipment really shouldn't be outside.