I am planning on line tapping the output of the AC combiner to the SER wire coming off of one of the 125 amp breakers in the meter main.
Do you mean tapping on the line side or load side of the breaker? It makes all the difference in the world.
Tapping conductors on the load side of one of the 125A breakers invokes the 120% rule. The feeders must be rated for (125A+
xA)/1.2 where
x is the size of your solar breaker. That's 229A if your solar breaker is 150A. It's doubtful that the feeders are oversized by the amount they would need to be. Moreover if the panel that's fed by the 125A breaker happens to be an MLO panel, then it must also be rated for 229A.
Now that I look at your numbers again, it is almost certainly the case that you cannot do this installation except through a supply side connection, aka tapping service conductors on the
line side of the 125A breakers, or finding a place to install a new breaker on the 225A bus.
The part I am unclear on is the calculation for having the two breakers in the meter main. Typically we would say 225 x 1.2= 270 minus main breaker(125)=145 amps of solar we can add.
This type of calculation is not relevant because, as you have described it, the 225A busbars are not on the load side of the service disconnecting means. This type of calculation should only be used for conductors and panels on the load side of either 125A breaker.
How do I calc with two main feeder breakers. (Note, there is no actual main breaker in the meter besides the two 125 amp breakers going to the branch panels.)
Both of those 125A breakers are 'main breakers', aka service disconnecting means.
If you make your connection on the line side of both 125A breakers, then both are irrelevant to any calculations. You are limited to the ampacity of the service (which is presumably 225A).
If you can make your connection on the load side of one of the 125A breakers, then use the 120% rule on the conductors and panelboards that are load side of that breaker. The other 125A breaker and the 225A bus are irrelevant to any calculations.