Im looking at a house that has a 150A service. The HO has a Siemens 200A meter/panel combo he wants to install. The combo panel is equipped with feed through lugs so my thoughts were to install the meter/panel and feed throught to the existing 150A panel located inside. My question is do I consider the existing panel a subpanel and if so should the nuetral and ground be isolated? In the existing panel the grounds and grounded conductors are all terminated together so I would need to separate them.